As November 2025 goes on, online chatter has caused more misunderstanding about new stimulus checks, IRS direct deposit relief, and President Trump’s plan for a $2,000 “tariff dividend.” There are a lot of fake videos, posts, and scam messages going around quickly, but official sources say something different. Here is the complete fact-checked overview, using only confirmed information.
Are Federal Stimulus Payments Coming in November 2025?
Despite the rising rumors, no new federal stimulus checks have been approved for November 2025.
Congress has not passed any legislation authorizing fresh payments.
The IRS has not confirmed any new stimulus checks scheduled for this month.
A KTVU fact-check stated clearly:
“No new federal stimulus checks are authorized … Congress has not passed new legislation, and the IRS has made no confirmation.”
What We Do Know
The last official federal stimulus checks — the Economic Impact Payments — were issued in 2021.
Any new nationwide payment would legally require new passage by Congress.
IRS Automatic Relief Payments (2024–2025): Not New Stimulus
Some of the current confusion comes from an IRS initiative from December 2024 to January 2025, when the agency automatically distributed payments to people who did not claim the Recovery Rebate Credit on their 2021 returns.
Maximum payment: $1,400 per eligible individual
Payments were automatic
Sent via direct deposit or paper check
IRS mailed official letters confirming delivery
The deadline to claim this credit by filing a 2021 return was April 15, 2025, and no extensions were offered.
This program has now ended, and the payments do not represent a new stimulus for November 2025.
Trump’s Proposed $2,000 Tariff Dividend: Where Things Stand
Much of the renewed buzz comes from a Truth Social post by President Donald Trump on November 9, where he suggested a $2,000 per-person “tariff dividend.”
Trump wrote:
“A dividend of at least $2000 a person (not including high income people!) will be paid to everyone.”
This proposal is not an approved stimulus check. It is only an idea, not a program.
What Officials Have Said
White House Press Secretary Karoline Leavitt told reporters on Nov. 12:
The administration is “exploring all legal options.”
Economic advisers are reviewing how a tariff-funded payment could work.
President Trump “wants to make it happen,” but no structure exists yet.
Treasury Secretary Scott Bessent added more clarification:
Payments would target middle- to low-income Americans
The early guideline suggests eligibility for families earning $100,000 or less
No timeline has been provided
Important: No Approvals, No Checks
For the $2,000 tariff dividend to become real:
Congress must approve the plan
Treasury must establish funding
IRS must administer it
None of these steps have occurred.
Has Congress Taken Any Action?
No.
There have been no new proposals, no committee movement, and no legislative steps toward approving a new stimulus check or tariff dividend.
This isn’t the first time the tariff-funded idea surfaced. Earlier in 2025:
Missouri Senator Josh Hawley proposed the American Worker Rebate Act of 2025
It included:
$600 per adult and dependent child
$2,400 for a family of four
The bill was referred to committee
No updates have been made since August 2025
A nonpartisan fiscal group noted that Trump’s larger $2,000 proposal would cost nearly double what the U.S. expects to earn from new import duties.
Stimulus Scams, Fake Emails & Misleading Posts
Recurring viral posts claim:
$1,702 checks
$1,390 payments
“Immediate approval” direct deposits
Most of these trace back to:
State programs (for example, Alaska’s Permanent Fund Dividend)
Misleading clickbait content
Scam attempts
IRS Warning: Be Alert
The IRS has issued repeated warnings about fake stimulus messages, especially emails or texts asking for:
Bank account numbers
Social Security numbers
“Instant verification”
“Claim your payment now” links
How to Identify Legit IRS Communication
The IRS:
Never initiates contact through email, text, or social media
Begins with an official mailed notice
May call only after sending a letter
Does not leave threatening or robotic messages
Uses private collection agencies only after written notice
Includes a Taxpayer Authentication Number in all legitimate notices
Has ended most unannounced visits by revenue officers
If in doubt, verify using your official IRS Online Account.
Are Any Payments Being Mailed Right Now?
In November 2025, the federal government will not be sending out any new stimulus checks, relief payments, or tariff profits.
Only previously scheduled payments-such as state-level programs or existing benefits – may still be distributing funds.
What Should You Do Right Now?
Rely only on IRS.gov or the U.S. Treasury for updates
Keep your most recent tax returns finished and up to date.
Skip over urgent “claim now” messages
Report emails or texts that seem sketchy
Your personal or business information should not be sent to people you don’t know.
Final Fact-Check Summary
| Topic | Status |
|---|---|
| New November 2025 federal stimulus checks | ❌ Not authorized |
| IRS direct-deposit relief payments | ❌ No new payments scheduled |
| Trump’s $2,000 tariff dividend | ⚠️ Proposed only; not approved |
| IRS scam warnings | ✔ Active |
| Congress legislation on stimulus | ❌ No action |